Question 1

What is the IFSC code UBIN0557609?

Accepted Answer

IFSC UBIN0557609 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Chennai-cms branch of Union Bank Of India in Chennai, Tamil Nadu. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC UBIN0557609?

Accepted Answer

IFSC UBIN0557609 belongs to Union Bank Of India, Chennai-cms branch located in Chennai, Tamil Nadu. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC UBIN0557609 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC UBIN0557609 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Chennai-cms branch?

Accepted Answer

The MICR code for the Chennai-cms branch of Union Bank Of India is 600026042. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC UBIN0557609 different from other Union Bank Of India branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Union Bank Of India), the last six characters uniquely identify the Chennai-cms branch. Every Union Bank Of India branch in Chennai and across India has a different IFSC.

UBIN0557609

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Chennai

Banking Products at Union Bank Of India

Frequently Asked Questions