Question 1

What is the IFSC code UTKS0001727?

Accepted Answer

IFSC UTKS0001727 is the 11-character Indian Financial System Code assigned by the Reserve Bank of India to the Dayal Bagh Agra branch of Utkarsh Small Finance Bank in Agra, Uttar Pradesh. Use this code for NEFT, RTGS, IMPS, UPI transfers to this branch.

Question 2

Which bank and branch uses IFSC UTKS0001727?

Accepted Answer

IFSC UTKS0001727 belongs to Utkarsh Small Finance Bank, Dayal Bagh Agra branch located in Agra, Uttar Pradesh. The first four characters identify the bank and the last six characters identify the specific branch.

Question 3

Can I use IFSC UTKS0001727 for NEFT, RTGS, and IMPS transfers?

Accepted Answer

IFSC UTKS0001727 supports NEFT, RTGS, IMPS, UPI. You can use it for both small (NEFT) and high-value (RTGS) transfers, plus real-time IMPS and UPI payments. RTGS is typically used for transfers of ₹2,00,000 and above.

Question 4

How do I find the MICR code for the Dayal Bagh Agra branch?

Accepted Answer

The MICR code for the Dayal Bagh Agra branch of Utkarsh Small Finance Bank is 282762004. MICR (Magnetic Ink Character Recognition) is a 9-digit code printed at the bottom of cheques using magnetic ink, and is used by the cheque clearing system in India.

Question 5

Is IFSC UTKS0001727 different from other Utkarsh Small Finance Bank branches?

Accepted Answer

Yes. While the first four characters of an IFSC identify the bank (here, the bank code for Utkarsh Small Finance Bank), the last six characters uniquely identify the Dayal Bagh Agra branch. Every Utkarsh Small Finance Bank branch in Agra and across India has a different IFSC.

UTKS0001727

Branch Details

How to Use This IFSC Code

NEFT (National Electronic Funds Transfer)

RTGS (Real-Time Gross Settlement)

IMPS (Immediate Payment Service)

UPI

Banks in Agra

Banking Products at Utkarsh Small Finance Bank

Frequently Asked Questions