Jay Dodiya

Jay Dodiya is FinWiz24's travel-credit-card specialist. He analyses every airline co-brand card, premium-travel card, and hotel-booking programme available to Indian consumers —” from Amex Membership Rewards transfer partners and Visa Travel Benefits to SBI-Pegasus miles and IndiGo-iQube earn rates. Jay calculates the true value of frequent-flier miles across booking channels, compares lounge-access quality across network providers (DHFL, Plura, Yotel), and benchmarks travel-insurance coverage limits side-by-side. His deep-dive comparisons of travel-card upgrade paths help readers plan multi-year card strategies that build elite status or convert miles most efficiently. He travels monthly to experience lounge access firsthand.