Last updated 5 September 2026
At a glance
Active cards
7
Tracked live
Lifetime-free
3
No annual fee, ever
Annual fee range
₹₹0–₹₹10,000
INR, per year
Reward rate
2–5.33x
Base to top tier
About Kotak Mahindra Bank
Kotak Mahindra Bank is a private sector bank operating under RBI norms. Established 2003, We track 7 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹10,000+ across Mastercard, Visa. 3 of 7 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.
Issuer details
Issuer type
Private sector bank
Headquarters
Mumbai, Maharashtra
Toll-free helpline
1800-266-2666
Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.
Customer care
1800-266-2666
Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.
Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.
Kotak Mahindra Bank credit cards
7 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.
Frequently asked questions
How many credit cards does Kotak Mahindra Bank offer in India?
Kotak Mahindra Bank currently has 7 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Mastercard, Visa, spanning entry-level to super-premium tiers.
What is Kotak Mahindra Bank's toll-free customer care number?
Kotak Mahindra Bank's published card-services helpline is 1800-266-2666. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.
Are Kotak Mahindra Bank credit cards lifetime-free?
Kotak Mahindra Bank has 3 lifetime-free cards on the active list. The remaining 4 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.
Show 2 more questions
What is the minimum income to qualify for a Kotak Mahindra Bank credit card?
Kotak Mahindra Bank cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.
Is Kotak Mahindra Bank regulated by the RBI?
Kotak Mahindra Bank was established in 2003. Kotak Mahindra Bank operates under an RBI banking licence as a private sector bank and follows RBI's card-issuance, fair-practice, and data-protection norms.
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