Kotak Mahindra Bank
Kotak Solitaire Credit Card
Invite-only metal travel flagship
₹25,000/yr annual fee · 6x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
This card is offered by invitation only, so you cannot apply for it directly.
Annual fee
₹25,000/yr
Reward rate
6x
Min. income
Not published
Forex markup
0%
Lounge access
Yes
Eligibility
Not published
Reward cap
Accelerated earn capped at 1,00,000 Air Miles per statement cycle; base rate continues beyond
Welcome benefit
None beyond the reward rate
Kotak Solitaire is an invite-only metal Visa card with 3 Air Miles per Rs 100 on retail, 10x on Kotak Unbox travel, zero forex markup and unlimited lounge access.
Who is this for
- Frequent traveller
- Premium cardholder
- International traveller
What we like
- Complimentary airport lounge access
- Zero forex markup
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹0 | Not waivable |
| Annual fee | ₹25,000 | Nil while part of the Kotak Solitaire Program; charged only on downgrade from the program |
| Forex markup | 0% | Not waivable |
| Fuel surcharge | 1% | 1% waiver on Rs 400-7,500 fuel transactions, up to Rs 10,000 a year |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 3 Air Miles per Rs 100 on other purchases; no miles on rent, wallet, fuel, utility/telecom, insurance, education, gov… | — | 1 Air Mile = Rs 1 on Kotak Unbox travel, Rs 0.50 on vouchers, transferable to airline/hotel partners (Air India 1:1, others 2:1, Marriott 3:1) |
| TRAVEL | 10 Air Miles per Rs 100 on flight and hotel bookings through Kotak Unbox | Accelerated earn capped at 1,00,000 Air Miles per statement cycle; base rate continues beyond | 1 Air Mile = Rs 1 on Kotak Unbox travel |
Benefits
-
Unlimited global lounge access Highlight
Unlimited domestic and international (Priority Pass) lounge access for primary and add-on holders, plus 4 guest visits a year
-
Zero forex markup Highlight
Zero mark-up fee on all international transactions
-
Fuel surcharge waiver
1% fuel surcharge waiver on transactions of Rs 400-7,500, capped at Rs 10,000 an anniversary year
-
Dining privileges
Kotak Solitaire Table with District by Zomato: 20% off up to Rs 5,000 per transaction, twice a month
-
Dedicated concierge
24x7 concierge for travel, lifestyle, relocation and education assistance
Eligibility
- Documents
- Invite-only, issued at the bank's sole discretion to select Kotak Solitaire Program customers; add-on holders must be 18 or older.
Read the full application walkthrough: Kotak Solitaire Credit Card apply guide.
Fees and charges
- Joining fee: Rs 0 — Nil
- Annual fee: Rs 25,000 — Nil while part of the Kotak Solitaire Program; charged only on downgrade from the program
- Forex markup: 0% — Zero markup on international transactions
- Fuel surcharge: 1% — 1% waiver on Rs 400-7,500 fuel transactions, up to Rs 10,000 a year
Rewards
- ALL: 3 Air Miles per Rs 100 on other purchases; no miles on rent, wallet, fuel, utility/telecom, insurance, education, government, digital gaming, EMI or international spends Redemption: 1 Air Mile = Rs 1 on Kotak Unbox travel, Rs 0.50 on vouchers, transferable to airline/hotel partners (Air India 1:1, others 2:1, Marriott 3:1).
- TRAVEL: 10 Air Miles per Rs 100 on flight and hotel bookings through Kotak Unbox (Cap: Accelerated earn capped at 1,00,000 Air Miles per statement cycle; base rate continues beyond) Redemption: 1 Air Mile = Rs 1 on Kotak Unbox travel.
Benefits
- Unlimited global lounge access: Unlimited domestic and international (Priority Pass) lounge access for primary and add-on holders, plus 4 guest visits a year
- Zero forex markup: Zero mark-up fee on all international transactions
- Fuel surcharge waiver: 1% fuel surcharge waiver on transactions of Rs 400-7,500, capped at Rs 10,000 an anniversary year
- Dining privileges: Kotak Solitaire Table with District by Zomato: 20% off up to Rs 5,000 per transaction, twice a month
- Dedicated concierge: 24x7 concierge for travel, lifestyle, relocation and education assistance
Eligibility
Invite-only, issued at the bank’s sole discretion to select Kotak Solitaire Program customers; add-on holders must be 18 or older.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: Kotak Mahindra Bank. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
Step-by-step application guide: Read the Kotak Solitaire Credit Card apply walkthrough →
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Frequently asked questions
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.