FinWiz24 ("we," "us," or "our") operates the website finwiz24.com. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website.
1. Information We Collect
We collect the following categories of information:
- Personal Data: Name, email address, and other information you voluntarily provide when contacting us, creating an account, or leaving a review.
- Usage Data: Pages visited, time spent on site, referral source, device type, and browser type collected via cookies and analytics.
- Affiliate Data: Click identifiers and conversion data related to credit card applications made through our referral links.
2. How We Use Your Information
We use the information we collect to:
- Operate and maintain our website
- Improve user experience and content relevance
- Send transactional emails (account-related, inquiry responses)
- Track affiliate conversions and commission payments
- Respond to your inquiries and support requests
- Comply with legal obligations
3. Cookies and Tracking
We use minimal cookies for essential website functionality, analytics (with your consent where required), and affiliate tracking. You can control cookies through your browser settings. We use Umami for privacy-friendly analytics — we do not use Google Analytics.
4. Third-Party Services
We use the following third-party services:
- Resend: For sending transactional emails. Their privacy policy applies to email processing.
- Vercel: Our hosting provider. Their privacy policy governs infrastructure data.
- Card Issuers: When you apply for a card through our site, you interact directly with the issuer whose privacy policy will govern that relationship.
5. Affiliate Disclosure
FinWiz24 earns affiliate commissions from some credit card issuers when users apply through our links. This does not affect our rankings or increase your cost. See our Affiliate Disclosure for full details.
6. Data Retention
We retain personal data only as long as necessary to fulfill the purposes outlined in this policy. Account data is deleted within 30 days of account closure request. Analytics data is retained in aggregated, anonymized form for up to 26 months.
7. Data Security
We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is completely secure and we cannot guarantee absolute security.
8. Your Rights
Under applicable data protection laws, you have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your personal data
- Object to or restrict processing
- Data portability (where applicable)
- Withdraw consent at any time (where processing is consent-based)
To exercise any of these rights, email us at privacy@finwiz24.com.
9. Children's Privacy
Our website is not directed to individuals under 18. We do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us immediately.
10. International Users
FinWiz24 is operated from India. If you are accessing our website from outside India, please note that your information may be transferred to and processed in India, which may have different data protection laws.
11. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of our services after any modification constitutes your agreement to the revised policy.
12. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy, please contact us:
- Email: privacy@finwiz24.com
- Address: FinWiz24, Bengaluru, Karnataka, India