Welcome to FinWiz24 (accessible at finwiz24.com). These Terms of Use ("Terms") govern your access to and use of the FinWiz24 website, content, tools, and services (collectively, "Services"). By accessing or using our Services, you agree to be bound by these Terms.
1. Acceptance of Terms
By accessing, browsing, or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our Services.
2. About FinWiz24
FinWiz24 is an independent online platform that provides information, comparisons, and tools related to credit cards and financial products. We are not a bank, credit card issuer, financial advisor, or broker. We do not provide financial, legal, or investment advice.
3. Use of Services
You agree to use our Services only for lawful purposes and in accordance with these Terms. You must not:
- Use our Services in any way that violates applicable laws or regulations
- Attempt to gain unauthorized access to any part of our website or systems
- Use automated tools (scrapers, bots) to harvest data from our website without prior written consent
- Misrepresent your identity or affiliation when contacting us
- Interfere with or disrupt the integrity or performance of our Services
- Use our content for commercial purposes without proper licensing
4. Information Accuracy
We make reasonable efforts to ensure that information on FinWiz24 is accurate and up to date. However, credit card terms, rewards rates, fees, and benefits change frequently. We cannot guarantee that all information is current at the time you read it.
Always verify all details directly with the card issuer before applying.FinWiz24 is not responsible for any discrepancy between the information on our site and the issuer's current terms.
5. Financial Disclaimer
All content on FinWiz24 is for informational purposes only. Nothing on our website constitutes financial, legal, tax, or investment advice. Past reward rates or benefits are not indicative of future performance. You should consult a qualified financial advisor before making any financial decisions.
For full disclaimer details, please see our Disclaimer.
6. Affiliate Links and Commissions
FinWiz24 earns affiliate commissions when you click certain links on our site and successfully apply for a credit card with an issuer. This does not increase your cost or affect our rankings. Our editorial team operates independently of our affiliate team. For full details, see our Affiliate Disclosure.
7. Intellectual Property
All content on FinWiz24 — including text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software — is the property of FinWiz24 or its content suppliers and is protected by Indian and international copyright laws.
You may not reproduce, distribute, modify, or create derivative works from our content without prior written consent, except as permitted under applicable law.
8. User-Submitted Content
If you submit reviews, comments, feedback, or other content to our website, you grant FinWiz24 a non-exclusive, royalty-free, perpetual, irrevocable right to use, reproduce, modify, and distribute such content in any form. You represent that you own or have the necessary rights to submit such content.
9. Third-Party Links
Our website may contain links to third-party websites, including card issuer websites. These links are provided for your convenience. FinWiz24 does not endorse, verify, or control third-party websites and is not responsible for their content, accuracy, or practices.
10. Service Availability
We strive to keep our Services available at all times, but we do not guarantee uninterrupted access. FinWiz24 reserves the right to modify, suspend, or discontinue any part of our Services at any time without notice.
11. Limitation of Liability
To the fullest extent permitted by applicable law, FinWiz24 and its team, affiliates, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or related to your use of our Services.
Our total liability for any claim arising from these Terms or your use of FinWiz24 shall not exceed INR 1,000 (One Thousand Rupees Only).
12. Indemnification
You agree to indemnify, defend, and hold harmless FinWiz24 and its affiliates from any claim, demand, or damage (including reasonable legal fees) arising out of your violation of these Terms or your misuse of our Services.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka, India.
14. Changes to These Terms
We reserve the right to modify these Terms at any time. Material changes will be communicated by posting the updated Terms on this page with a revised "Last updated" date. Your continued use of our Services after any changes constitutes acceptance of the updated Terms.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be severed and the remaining provisions shall remain in full force and effect.
16. Contact Information
For questions about these Terms, please contact us:
- Email: legal@finwiz24.com
- Address: FinWiz24, Bengaluru, Karnataka, India