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Issuer

State Bank of India

India's largest public-sector bank, with value-focused cards and wide small-town acceptance.

Last updated 5 September 2026

At a glance

Active cards
20
Tracked live
Lifetime-free
1
No annual fee, ever
Annual fee range
₹₹499–₹₹9,999
INR, per year
Reward rate
1–10x
Base to top tier

About State Bank of India

State Bank of India is a public sector bank operating under RBI norms. Established 1955, We track 20 active credit cards on FinWiz24, with annual fees ranging ₹499 to ₹9,999+ across Mastercard, Visa. 1 of 20 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.

Issuer details

Issuer type
Public sector bank
Headquarters
Mumbai, Maharashtra
Established
1955
RBI regulated
Yes

Portfolio mix

Customer support

Toll-free helpline
1800-11-2211

Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.

Customer care
1800-11-2211

Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.

Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.

State Bank of India credit cards

20 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.

Frequently asked questions

How many credit cards does State Bank of India offer in India?

State Bank of India currently has 20 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Mastercard, Visa, spanning entry-level to super-premium tiers.

What is State Bank of India's toll-free customer care number?

State Bank of India's published card-services helpline is 1800-11-2211. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.

Are State Bank of India credit cards lifetime-free?

State Bank of India has 1 lifetime-free card on the active list. The remaining 19 cards charge an annual fee starting at ₹499, usually waivable on minimum annual spends.
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What is the minimum income to qualify for a State Bank of India credit card?

State Bank of India cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.

Is State Bank of India regulated by the RBI?

State Bank of India was established in 1955. State Bank of India operates under an RBI banking licence as a public sector bank and follows RBI's card-issuance, fair-practice, and data-protection norms.

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