State Bank of India
SBI Central Credit Card
Discontinued Central Retail co-brand
₹750/yr annual fee · 2x rewards
By FinWiz24 Research Desk · Last reviewed · How we review
FinWiz24 Research Desk
Verified independently against issuer Terms & Conditions
Editorial Team
This card has been discontinued by its issuer. The details below are kept as a reference for existing holders and historical comparisons.
Annual fee
₹750/yr
Reward rate
2x
Min. income
Not published
Forex markup
3.5%
Lounge access
None
Eligibility
Not published
Reward cap
No published cap
Welcome benefit
Central e-gift voucher worth Rs 750 within 30 days of paying the Rs 750 membership fee
Central SBI Select Card (Central Retail co-brand) is discontinued. Archived terms: Rs 750 annual fee, 10 Select Points per Rs 100 at Central stores, 3.5% forex markup.
Who is this for
- Rewards optimiser
- Food & dining spender
What we like
- Central e-gift voucher
Watch out for
- 3.5% foreign-transaction markup
Issuer
Fees and charges
| Fee | Amount | Waiver |
|---|---|---|
| Joining fee | ₹750 | Not waivable |
| Annual fee | ₹750 | Not waivable |
| Renewal fee | ₹750 | Not waivable |
| Forex markup | 3.5% | Not waivable |
| Fuel surcharge | 1% | 1% waived on Rs 500-3,000 fuel transactions; max Rs 100 per statement cycle (archived terms) |
Rewards
| Spend category | Rate | Cap | Redemption |
|---|---|---|---|
| All spends | 1 Select Point per Rs 100 on other non-fuel retail spends | — | 1 Select Point = Rs 0.25; instant redemption at Central stores with no minimum |
| SHOPPING | 10 Select Points per Rs 100 spent at any Central store | — | 1 Select Point = Rs 0.25 |
| DINING | 5 Select Points per Rs 100 on dining and movies | — | 1 Select Point = Rs 0.25 |
Benefits
-
Central e-gift voucher Highlight
Central e-gift voucher worth Rs 750 within 30 days of paying the Rs 750 membership fee
-
Milestone Select Points
Milestone Select Points worth Rs 2,000 on annual spends of Rs 3 lakh; 3,000 Select Points worth Rs 750 on renewal fee payment with Rs 75,000 annual spends
-
Fuel surcharge waiver
1% fuel surcharge waiver on Rs 500-3,000 transactions, maximum Rs 100 per statement cycle
Eligibility
- Documents
- Discontinued Future Group co-brand; the archived product page publishes no minimum income.
Read the full application walkthrough: SBI Central Credit Card apply guide.
Status: discontinued — not open to new applications. FinWiz24 keeps this page for reference; figures shown are the issuer’s last published terms where verifiable, otherwise unlisted.
Fees and charges
- Joining fee: Rs 750
- Renewal fee: Rs 750
- Forex markup: 3.5%
- Fuel surcharge: 1% — 1% waived on Rs 500-3,000 fuel transactions; max Rs 100 per statement cycle (archived terms)
Rewards
- ALL: 1 Select Point per Rs 100 on other non-fuel retail spends Redemption: 1 Select Point = Rs 0.25; instant redemption at Central stores with no minimum.
- SHOPPING: 10 Select Points per Rs 100 spent at any Central store Redemption: 1 Select Point = Rs 0.25.
- DINING: 5 Select Points per Rs 100 on dining and movies Redemption: 1 Select Point = Rs 0.25.
Benefits
- Central e-gift voucher: Central e-gift voucher worth Rs 750 within 30 days of paying the Rs 750 membership fee
- Milestone Select Points: Milestone Select Points worth Rs 2,000 on annual spends of Rs 3 lakh; 3,000 Select Points worth Rs 750 on renewal fee payment with Rs 75,000 annual spends
- Fuel surcharge waiver: 1% fuel surcharge waiver on Rs 500-3,000 transactions, maximum Rs 100 per statement cycle
Eligibility
Discontinued Future Group co-brand; the archived product page publishes no minimum income.
Terms last reviewed 3 Sept 2026 against issuer-published schedules.
Issuer: State Bank of India. FinWiz24 may earn a commission from application links; scoring is unaffected — see our affiliate disclosure.
Step-by-step application guide: Read the SBI Central Credit Card apply walkthrough →
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Frequently asked questions
Is the SBI Central Credit Card worth it?
What is the annual fee for the SBI Central Credit Card?
How does the SBI Central Credit Card reward rate work?
What are the eligibility requirements for the SBI Central Credit Card?
Does the SBI Central Credit Card offer airport lounge access?
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Disclaimer: Card details are based on publicly available issuer schedule of charges. Eligibility and approval are at the issuer’s sole discretion. FinWiz24 does not guarantee card approval or specific terms. Always read the issuer’s terms and conditions before applying.