Questions about How to Apply for the Axis Select Credit Card in 2026

How to Apply for the Axis Select Credit Card in 2026

Apply for the Axis Select Credit Card with 2X EDGE Miles on retail and 8 lounge visits a year. Income thresholds, eligibility, and walkthrough.

FinWiz24 Editorial

Published 8 February 2026

Updated 18 June 2026

3 min read

How to Apply for the Axis Select Credit Card in 2026

The Axis Select Credit Card is a premium travel card with 2 EDGE Miles per ₹100 on all retail spends, 8 domestic + 4 international lounge visits per year, 1% fuel surcharge waiver, and a milestone voucher of ₹1,000 on spends of ₹1 lakh in a quarter. The annual fee is ₹3,000, waived on ₹2 lakh spends.

Why this matters

Select is the most balanced Axis premium card. The 2 EDGE Miles per ₹100 on all categories means even your grocery and utility bills contribute to your travel fund. The 8+4 lounge visits cover most moderate travellers, and the ₹1,000 quarterly voucher is a useful bonus.

Card: axis-select View Card

How to Apply for the Axis Select Credit Card in 2026

How to

How to Apply for the Axis Select Credit Card in 2026

Apply for the Axis Select Credit Card with 2X EDGE Miles on retail and 8 lounge visits a year. Income thresholds, eligibility, and walkthrough.

Time: 15mCost: ₹3,000 (joining fee)

What you'll need

PAN
Aadhaar
salary slips
bank statement
mobile

1
Check Select eligibility
You must be 21–60 years old, a resident Indian, with a minimum monthly income of ₹35,000 for salaried. CIBIL score of 730+ is preferred.
2
Apply online via Axis Bank website
Visit axisbank.com → Cards → Credit Cards → Select. Click Apply Now. The form is pre-filled if you are an existing Axis customer.
3
Complete the application
Provide your personal details, employment information, monthly income, and existing credit relationships.
4
Complete Aadhaar eKYC
Authorize Aadhaar OTP eKYC. Verification completes within 60 seconds.
5
Upload income documents
Upload the latest 3 months' salary slips and the last 6 months' bank statement. Self-employed applicants must upload 2 years' ITR with computation and Form 26AS.
6
Submit and track
Submit the form. The 12-digit application reference is shown. Track status in Axis mobile app. Approval takes 7–10 working days.
7
Pay the joining fee and receive the card
Once approved, Axis will charge ₹3,000 + GST as the joining fee. The card is delivered within 5 working days. Activate via IVR, Axis mobile app, or at any Axis ATM.
8
Use for retail to chase the 2 EDGE Miles
Use the card for all retail spends to earn 2 EDGE Miles per ₹100. Track miles in the Axis mobile app.

Common mistakes to avoid

The 2 EDGE Miles is uncapped but excluded from EMI, cash advances, and fuel transactions. The 8+4 lounge visits are via Dreamfolks — register before your first travel.

Pro tips

Use Select as your default card for all retail spends
Pair with Axis ACE for bill payments and online shopping
Register on Dreamfolks and link the card before your first trip
Chase the ₹1,000 quarterly voucher by spending ₹1 lakh per quarter

Frequently asked questions

What is the annual fee on Select?

₹3,000 + GST, waived on ₹2 lakh spends in the previous 12 months.

How many lounge visits are included?

8 domestic + 4 international per year via Dreamfolks.

What is the EDGE Miles redemption rate?

1 EDGE Mile = ₹0.10. 10,000 EDGE Miles = ₹1,000 in flight value.

Material Connection: Some of the links in this content may be affiliate links, meaning we may earn a commission at no extra cost to you if you apply through our links.

Written by FinWiz24 Editorial

Editorial Disclosure: Our editorial team provides independent, unbiased information about credit cards. We may receive compensation from partner links, but this does not influence our reviews or recommendations.