Piyush Rathod

Piyush Rathod analyses shopping credit cards, lifestyle-benefit platforms, EMI-conversion terms, and tier-based reward programmes at FinWiz24. He specialises in Amazon Pay, Flipkart Axis, and Swiggy-DineOut co-brands, comparing their marketplace-specific earn rates, partner-offer discounts, and subscription-bundle values. Piyush maintains a database of seasonal festival offers (Diwali, Rakhi, New Year sales) that shows how much extra value a card unlocks during peak-shopping seasons. He also researches retailer-fee structures embedded in 'zero-cost EMI' and reveals when those fees are truly zero versus baked into product pricing.