Data as of 5 September 2026
At a glance
Active cards
5
Tracked live
Lifetime-free
2
No annual fee, ever
Annual fee range
₹₹0–₹₹5,000
INR, per year
Reward rate
4–10x
Base to top tier
About American Express
American Express is a foreign bank operating under RBI norms. Established 1972, We track 5 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹5,000+ across Amex. 2 of 5 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.
Issuer details
Headquarters
Gurugram, Haryana
Toll-free helpline
1800-419-3344
Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.
Customer care
1800-419-3344
Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.
Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.
American Express credit cards
5 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.
Frequently asked questions
How many credit cards does American Express offer in India?
American Express currently has 5 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Amex, spanning entry-level to super-premium tiers.
What is American Express's toll-free customer care number?
American Express's published card-services helpline is 1800-419-3344. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.
Are American Express credit cards lifetime-free?
American Express has 2 lifetime-free cards on the active list. The remaining 3 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.
What is the minimum income to qualify for a American Express credit card?
American Express cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.
Is American Express regulated by the RBI?
American Express was established in 1972. American Express operates under an RBI banking licence as a foreign bank and follows RBI's card-issuance, fair-practice, and data-protection norms.
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