Data as of 5 September 2026
At a glance
Active cards
2
Tracked live
Lifetime-free
2
No annual fee, ever
Annual fee range
₹0–₹0
INR, per year
Reward rate
1.5–2x
Base to top tier
About Uni
Uni is a fintech issuer operating under RBI norms. Established 2018, We track 2 active credit cards on FinWiz24, with annual fees ranging ₹0 to ₹0+ across Visa. 2 of 2 active cards are lifetime-free. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.
Issuer details
Issuer type
Fintech issuer
Headquarters
Mumbai, Maharashtra
Toll-free helpline
Not published
Check the bank's official website for the current toll-free card-services number.
Customer care
Not published
Reach the bank via the in-app chat or the official website contact page.
Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.
Uni credit cards
2 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.
Frequently asked questions
How many credit cards does Uni offer in India?
Uni currently has 2 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on Visa, spanning entry-level to super-premium tiers.
What is Uni's toll-free customer care number?
Uni does not publish a dedicated toll-free credit-card helpline. Use the in-app chat or contact the bank via the official website to reach card services. Never share OTP, CVV, or PIN over the phone.
Are Uni credit cards lifetime-free?
Uni has 2 lifetime-free cards on the active list. The remaining 0 cards charge an annual fee starting at ₹0, usually waivable on minimum annual spends.
What is the minimum income to qualify for a Uni credit card?
Uni cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.
Is Uni regulated by the RBI?
Uni was established in 2018. Uni operates under an RBI banking licence as a fintech issuer and follows RBI's card-issuance, fair-practice, and data-protection norms.
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