Data as of 22 September 2026
At a glance
Active cards
5
Tracked live
Lifetime-free
0
All paid cards
Annual fee range
₹499–₹1,999
INR, per year
Reward rate
2–5x
Base to top tier
About Utkarsh Small Finance Bank
Utkarsh Small Finance Bank is a small finance bank operating under RBI norms. Established 2017, We track 5 active credit cards on FinWiz24, with annual fees ranging ₹499 to ₹1,999+ across RuPay, Visa. The cards below are sorted alphabetically; each opens to a full review with the latest fees, rewards, eligibility, and the apply link to the issuer's official site.
Issuer details
Issuer type
Small finance bank
Headquarters
Varanasi, Uttar Pradesh
Toll-free helpline
1800-123-4567
Free from any Indian phone. Available 24×7 for card services, statements, and dispute reporting.
Customer care
1800-123-4567
Standard calling rates apply. For fraud or lost-card blocking, call immediately and select card services.
Always call numbers published on the bank's official website to avoid phishing. Never share OTP, CVV, or PIN with anyone who calls you.
Utkarsh Small Finance Bank credit cards
5 active cards on FinWiz24, sorted with featured cards first. Each card opens to a full review with fees, rewards, eligibility, and the apply CTA.
Frequently asked questions
How many credit cards does Utkarsh Small Finance Bank offer in India?
Utkarsh Small Finance Bank currently has 5 active cards on FinWiz24, plus 0 reference cards kept on the site for existing holders. The active lineup runs on RuPay, Visa, spanning entry-level to super-premium tiers.
What is Utkarsh Small Finance Bank's toll-free customer care number?
Utkarsh Small Finance Bank's published card-services helpline is 1800-123-4567. Toll-free from any Indian phone. For fraud or lost-card reporting, call the same line and select the card-services menu — never share OTP, CVV, or PIN with anyone who calls you.
Are Utkarsh Small Finance Bank credit cards lifetime-free?
Utkarsh Small Finance Bank's active cards all charge an annual fee, starting at ₹499. Most are waived on minimum annual spends, so a "fee-charging" card can effectively be lifetime-free for high spenders.
What is the minimum income to qualify for a Utkarsh Small Finance Bank credit card?
Utkarsh Small Finance Bank cards span entry to super-premium — minimum income typically starts at ₹3–5 lakh per year for entry-tier cards and climbs to ₹25 lakh+ for the top tier. Self-employed applicants usually face a higher threshold. Each card's eligibility is published on its detail page.
Is Utkarsh Small Finance Bank regulated by the RBI?
Utkarsh Small Finance Bank was established in 2017. Utkarsh Small Finance Bank operates under an RBI banking licence as a small finance bank and follows RBI's card-issuance, fair-practice, and data-protection norms.
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