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Credit Card Mileage Runs: How to Earn Loyalty Status Hit high annual spend thresholds for hotel and airline elite status. The maths and the right card for each status.
Category
Rewards Math
Articles in the rewards math category.
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- BlogCredit Card Investment Strategy: How to Maximise Returns
Invest the credit-card float, redeem rewards for flights, optimise for tax. The strategy that pays 7%+ on every rupee.
- BlogUsing Credit Card Float to Earn Interest on Your Money
The credit-card grace period is a free 18–25 day loan. Used well, it can earn interest on your own money.
- BlogMileage Runs in India: How to Maximise Credit Card Points for Travel
Strategically increasing credit card spend to hit milestones and transfer bonuses. The art and the ethics.
- BlogAmex MR Transfer Partners in India: The Full List and How to Use Them
Air Vistara, British Airways, Singapore KrisFlyer, Marriott Bonvoy, Hilton — where each transfer is worth the most.
- BlogSmartBuy vs Air Vistara Transfer: Where HDFC Points Are Worth More
HDFC Rewards points have a ₹1 floor on SmartBuy and up to ₹2+ via Air Vistara transfers. Here's the comparison.
- BlogMilestone Bonuses Demystified: How to Hit Them Without Overspending
Annual spends of ₹2L, ₹4L, ₹8L unlock bonus vouchers and accelerated rewards. Here's how to plan them.
- BlogWhen Do Reward Points Expire on Indian Cards? The Full List
HDFC points don't expire. Axis EDGE Miles expire in 24 months. Amex MR points expire in 36 months. Here's the rest.
- BlogHow Indian Banks Design Reward Programmes — The Math Behind the Headline Rate
Every rewards programme has three knobs: earn rate, cap, and burn value. Here's how banks tune them.
- BlogHow to Value a Reward Point — The Math That Actually Matters
Most Indian cards quote '1 point = ₹X' but the real value depends on how you redeem. Here's the framework we use.