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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | Amex Platinum Travel Credit CardAmerican Express · American Express | Canara Bank Maha Shakti Credit CardVisa · Canara Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | American Express | Canara Bank |
Card | |||
Annual fee | ₹1,500 | ₹5,000 | Lifetime FreeBest |
Joining fee | ₹0 | ₹5,000 | ₹0 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 5X rewards on travel; 1X on others | 2 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | American Express | American Express | Visa |
Best for | rewards, premium | travel, premium, lounge-access | lifetime-free, rewards |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
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