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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · Axis Bank
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Annual fee
₹5,000
Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
Axis Bank
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | Axis Atlas Credit CardMastercard · Axis Bank | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Axis Bank | Yes Bank |
Card | |||
Annual fee | ₹1,500Best | ₹5,000 | ₹10,000 |
Joining fee | ₹0Best | ₹5,000 | ₹10,000 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 5 EDGE miles per ₹100 on travel; 2 elsewhere | 15 reward points per ₹200 |
Welcome benefit | — | 5,000 EDGE Miles on first txn within 30 days | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Visa |
Best for | rewards, premium | travel, miles | premium, rewards |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Axis Bank
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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