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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | Axis Aura Credit CardMastercard · Axis Bank | Axis Bank Pride Platinum Credit CardVisa · Axis Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Axis Bank | Axis Bank |
Card | |||
Annual fee | ₹1,500 | ₹750 | ₹250Best |
Joining fee | ₹0 | ₹750 | ₹0 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 2X rewards on dining | 4 EDGE Reward Points per Rs 200 (effective 0.4%) |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Visa |
Best for | rewards, premium | dining | — |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Axis Bank
2X rewards on dining — Best for dining.
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
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