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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | Canara Bank Maha Shakti Credit CardVisa · Canara Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Canara Bank | RBL Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹500 |
Joining fee | ₹0 | ₹0 | ₹500 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 2 reward points per ₹100 | 2X reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | American Express | Visa | Mastercard |
Best for | rewards, premium | lifetime-free, rewards | rewards |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
RBL Bank
2X reward points per ₹100 — Best for rewards.
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