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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500

Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500

American Express · ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
Annual fee
₹6,500
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
ICICI Bank
Annual Fee
₹6,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | Canara Bank Platinum Credit CardVisa · Canara Bank | ICICI Sapphiro Credit CardAmerican Express · ICICI Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | Canara Bank | ICICI Bank |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹6,500 |
Joining fee | ₹0Best | ₹500 | ₹6,500 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 2 reward points per ₹100 | 4 reward points per ₹100 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | American Express |
Best for | rewards, premium | rewards | premium, travel, rewards |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Canara Bank
2 reward points per ₹100 — Best for rewards.
ICICI Bank
4 reward points per ₹100 — Best for premium · travel · rewards.
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