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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Visa · Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹2,500
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
DBS Bank India
Annual Fee
Lifetime Free
Reward Rate
5X on online & 2X offline
Welcome Benefit
—
Yes Bank
Annual Fee
₹2,500
Reward Rate
8 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | DBS Live Fresh Credit CardMastercard · DBS Bank India | Yes Bank YES Premia Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | DBS Bank India | Yes Bank |
Card | |||
Annual fee | ₹1,500 | Lifetime FreeBest | ₹2,500 |
Joining fee | ₹0 | ₹0 | ₹2,500 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 5X on online & 2X offline | 8 reward points per ₹200 |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | American Express | Mastercard | Visa |
Best for | rewards, premium | online-shopping, lifetime-free | premium, rewards |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
DBS Bank India
Lifetime free. 5X on online & 2X offline — Best for online-shopping · lifetime-free.
Yes Bank
8 reward points per ₹200 — Best for premium · rewards.
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