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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
Annual fee
₹500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
DBS Bank India
Annual Fee
₹500
Reward Rate
10% cashback on online
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | DBS Shop Easy Credit CardMastercard · DBS Bank India | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | DBS Bank India | SBI Card |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹999 |
Joining fee | ₹0Best | ₹500 | ₹999 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 10% cashback on online | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Mastercard |
Best for | rewards, premium | online-shopping, cashback | cashback, online-shopping |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
DBS Bank India
10% cashback on online — Best for online-shopping · cashback.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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