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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
Annual fee
₹500
Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
American Express
Annual Fee
₹1,500
Reward Rate
1000 bonus points on ₹20K monthly; 1X base
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹150
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Membership Rewards Credit CardAmerican Express · American Express | HDFC Bank Bharat Credit CardMastercard · HDFC Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | HDFC Bank | IndusInd Bank |
Card | |||
Annual fee | ₹1,500 | ₹500Best | ₹750 |
Joining fee | ₹0Best | ₹500 | ₹750 |
Reward rate | 1000 bonus points on ₹20K monthly; 1X baseBest | 2 reward points per ₹150 | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Mastercard |
Best for | rewards, premium | rewards, everyday | dining |
Apply |
American Express
1000 bonus points on ₹20K monthly; 1X base — Best for rewards · premium.
HDFC Bank
2 reward points per ₹150 — Best for rewards · everyday.
IndusInd Bank
5X rewards on dining — Best for dining.
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