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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000

Visa · Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
Annual fee
₹500

Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
5% on Flipkart/Myntra; 1.5% on others
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | Axis Flipkart Credit CardVisa · Axis Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | Axis Bank | RBL Bank |
Card | |||
Annual fee | ₹5,000 | ₹500Best | ₹3,000 |
Joining fee | ₹5,000 | ₹500Best | ₹3,000 |
Reward rate | 5X on travel; 1X elsewhere | 5% on Flipkart/Myntra; 1.5% on othersBest | 5X rewards on travel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium | flipkart, online-shopping | travel |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Axis Bank
5% on Flipkart/Myntra; 1.5% on others — Best for flipkart · online-shopping.
RBL Bank
5X rewards on travel — Best for travel.
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