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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000
Visa · Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
Annual fee
₹250
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
Axis Bank
Annual Fee
₹250
Reward Rate
4 EDGE Reward Points per Rs 200 (effective 0.4%)
Welcome Benefit
—
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | Axis Bank Pride Platinum Credit CardVisa · Axis Bank | HDFC Infinia Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Axis Bank | HDFC Bank |
Card | |||
Annual fee | ₹5,000 | ₹250Best | ₹12,500 |
Joining fee | ₹5,000 | ₹0Best | ₹12,500 |
Reward rate | 5X on travel; 1X elsewhere | 4 EDGE Reward Points per Rs 200 (effective 0.4%)Best | 5 reward points per ₹150 |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium | — | premium, lounge-access, travel |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Axis Bank
4 EDGE Reward Points per Rs 200 (effective 0.4%) — Best for .
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
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