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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000
Visa · Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Annual fee
Lifetime free
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
2X edge miles on ₹20K monthly
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | Axis Select Credit CardVisa · Axis Bank | Bank of Baroda Prime Credit CardVisa · Bank of Baroda |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Axis Bank | Bank of Baroda |
Card | |||
Annual fee | ₹5,000 | Lifetime FreeBest | ₹1,500 |
Joining fee | ₹5,000 | ₹0Best | ₹1,500 |
Reward rate | 5X on travel; 1X elsewhere | 2X edge miles on ₹20K monthly | 4 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | American Express | Visa | Visa |
Best for | travel, premium | miles, rewards | rewards, premium |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
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