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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000

Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500

Mastercard · IndusInd Bank
5X rewards on dining — Best for dining.
Annual fee
₹750
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹750
Reward Rate
5X rewards on dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | Axis Swiggy Credit CardVisa · Axis Bank | IndusInd Bank EazyDiner Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | Axis Bank | IndusInd Bank |
Card | |||
Annual fee | ₹5,000 | ₹500Best | ₹750 |
Joining fee | ₹5,000 | ₹500Best | ₹750 |
Reward rate | 5X on travel; 1X elsewhereBest | 10% cashback on Swiggy | 5X rewards on dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium | food-delivery, cashback | dining |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
IndusInd Bank
5X rewards on dining — Best for dining.
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