We use analytics cookies to understand how visitors interact with our site. By continuing you agree to our use of cookies as described in our Privacy Policy.
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000
Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500
Visa · ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
Annual fee
Lifetime free
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
ICICI Bank
Annual Fee
Lifetime Free
Reward Rate
MMT Black membership; rewards on MMT
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | ICICI MakeMyTrip Credit CardVisa · ICICI Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | ICICI Bank | ICICI Bank |
Card | |||
Annual fee | ₹5,000 | ₹500 | Lifetime FreeBest |
Joining fee | ₹5,000 | ₹500 | ₹0Best |
Reward rate | 5X on travel; 1X elsewhereBest | 5X rewards on HPCL fuel spends | MMT Black membership; rewards on MMT |
Welcome benefit | — | — | — |
Lifetime free | No | No | YesBest |
Network | American Express | Mastercard | Visa |
Best for | travel, premium | fuel | travel, hotels |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
ICICI Bank
Lifetime free. MMT Black membership; rewards on MMT — Best for travel · hotels.
Related Guides
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
Compare any two cards side-by-side across 140+ issuers.
