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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000
Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500
Mastercard · IndusInd Bank
2X rewards on all spends — Best for rewards.
Annual fee
₹1,500
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹1,500
Reward Rate
2X rewards on all spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | IndusInd Bank Duo Credit CardMastercard · IndusInd Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | ICICI Bank | IndusInd Bank |
Card | |||
Annual fee | ₹5,000 | ₹500Best | ₹1,500 |
Joining fee | ₹5,000 | ₹500Best | ₹1,500 |
Reward rate | 5X on travel; 1X elsewhereBest | 5X rewards on HPCL fuel spends | 2X rewards on all spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Mastercard |
Best for | travel, premium | fuel | rewards |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
IndusInd Bank
2X rewards on all spends — Best for rewards.
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