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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000

Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500

Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | Standard Chartered Titanium Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | IndusInd Bank | Standard Chartered |
Card | |||
Annual fee | ₹5,000 | ₹12,500 | ₹750Best |
Joining fee | ₹5,000 | ₹12,500 | ₹750Best |
Reward rate | 5X on travel; 1X elsewhere | 5 reward points per ₹100Best | 5% cashback on fuel |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium | premium | fuel |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
Standard Chartered
5% cashback on fuel — Best for fuel.
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