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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000
Mastercard · Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
Annual fee
Lifetime free
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
Kotak Mahindra Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on online spends
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | Kotak MOJO Credit CardMastercard · Kotak Mahindra Bank | RBL Bank Edge Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Kotak Mahindra Bank | RBL Bank |
Card | |||
Annual fee | ₹5,000 | Lifetime FreeBest | ₹1,000 |
Joining fee | ₹5,000 | ₹0Best | ₹1,000 |
Reward rate | 5X on travel; 1X elsewhereBest | 2X rewards on online spends | 5X on dining & fuel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | American Express | Mastercard | Mastercard |
Best for | travel, premium | online-shopping, lifetime-free | dining, fuel |
Apply |
American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Kotak Mahindra Bank
Lifetime free. 2X rewards on online spends — Best for online-shopping · lifetime-free.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
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