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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
5X on travel; 1X elsewhere — Best for travel · premium.
Annual fee
₹5,000

Visa · SBI Card
5X reward points on BPCL fuel — Best for fuel.
Annual fee
₹1,499

Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
American Express
Annual Fee
₹5,000
Reward Rate
5X on travel; 1X elsewhere
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5X reward points on BPCL fuel
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Reserve Credit CardAmerican Express · American Express | SBI BPCL Credit CardVisa · SBI Card | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | SBI Card | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹1,499 | ₹999Best |
Joining fee | ₹5,000 | ₹1,499 | ₹999Best |
Reward rate | 5X on travel; 1X elsewhereBest | 5X reward points on BPCL fuel | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Visa |
Best for | travel, premium | fuel | travel |
Apply |
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