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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000
Visa · Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Annual fee
Lifetime free
Mastercard · Standard Chartered
5% cashback on fuel — Best for fuel.
Annual fee
₹750
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
2X edge miles on ₹20K monthly
Welcome Benefit
—
Standard Chartered
Annual Fee
₹750
Reward Rate
5% cashback on fuel
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Travel Credit CardAmerican Express · American Express | Axis Select Credit CardVisa · Axis Bank | Standard Chartered Titanium Credit CardMastercard · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Axis Bank | Standard Chartered |
Card | |||
Annual fee | ₹5,000 | Lifetime FreeBest | ₹750 |
Joining fee | ₹5,000 | ₹0Best | ₹750 |
Reward rate | 5X rewards on travel; 1X on others | 2X edge miles on ₹20K monthlyBest | 5% cashback on fuel |
Welcome benefit | — | — | — |
Lifetime free | No | YesBest | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium, lounge-access | miles, rewards | fuel |
Apply |
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Axis Bank
Lifetime free. 2X edge miles on ₹20K monthly — Best for miles · rewards.
Standard Chartered
5% cashback on fuel — Best for fuel.
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