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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000
Visa · Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹1,500
Mastercard · SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
Annual fee
₹999
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
Bank of Baroda
Annual Fee
₹1,500
Reward Rate
4 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% cashback on top online brands; 1% on others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Travel Credit CardAmerican Express · American Express | Bank of Baroda Prime Credit CardVisa · Bank of Baroda | SBI Cashback Credit CardMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹1,500 | ₹999Best |
Joining fee | ₹5,000 | ₹1,500 | ₹999Best |
Reward rate | 5X rewards on travel; 1X on others | 4 reward points per ₹100Best | 5% cashback on top online brands; 1% on others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Mastercard |
Best for | travel, premium, lounge-access | rewards, premium | cashback, online-shopping |
Apply |
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Bank of Baroda
4 reward points per ₹100 — Best for rewards · premium.
SBI Card
5% cashback on top online brands; 1% on others — Best for cashback · online-shopping.
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