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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000
Mastercard · HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
Annual fee
₹12,500
Visa · SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
Annual fee
₹1,499
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
HDFC Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹150
Welcome Benefit
—
SBI Card
Annual Fee
₹1,499
Reward Rate
5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhere
Welcome Benefit
1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Travel Credit CardAmerican Express · American Express | HDFC Infinia Credit CardMastercard · HDFC Bank | Apollo SBI Card SELECTVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | HDFC Bank | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹12,500 | ₹1,499Best |
Joining fee | ₹5,000 | ₹12,500 | ₹1,499Best |
Reward rate | 5X rewards on travel; 1X on others | 5 reward points per ₹150 | 5 reward points per ₹100 on Apollo 24|7, pharmacy, and hospital spends; 1 reward point per ₹100 elsewhereBest |
Welcome benefit | — | — | 1-year FITPASS PRO membership + Apollo 24|7 e-Gift Voucher on joining |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Visa |
Best for | travel, premium, lounge-access | premium, lounge-access, travel | healthcare, lifestyle |
Apply |
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
HDFC Bank
5 reward points per ₹150 — Best for premium · lounge-access · travel.
SBI Card
1-year FITPASS PRO + Apollo 24|7 e-Gift Voucher
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