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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000
Visa · HSBC India
5X on travel — Best for travel.
Annual fee
₹3,000
Visa · SBI Card
5% reward on Yatra spends — Best for travel.
Annual fee
₹999
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
HSBC India
Annual Fee
₹3,000
Reward Rate
5X on travel
Welcome Benefit
—
SBI Card
Annual Fee
₹999
Reward Rate
5% reward on Yatra spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Travel Credit CardAmerican Express · American Express | HSBC TravelOne Credit CardVisa · HSBC India | SBI Card YatraVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | American Express | HSBC India | SBI Card |
Card | |||
Annual fee | ₹5,000 | ₹3,000 | ₹999Best |
Joining fee | ₹5,000 | ₹3,000 | ₹999Best |
Reward rate | 5X rewards on travel; 1X on othersBest | 5X on travel | 5% reward on Yatra spends |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Visa | Visa |
Best for | travel, premium, lounge-access | travel | travel |
Apply |
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
HSBC India
5X on travel — Best for travel.
SBI Card
5% reward on Yatra spends — Best for travel.
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