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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

American Express · American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
Annual fee
₹5,000

Mastercard · ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Annual fee
₹500

Visa · Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
Annual fee
₹10,000
American Express
Annual Fee
₹5,000
Reward Rate
5X rewards on travel; 1X on others
Welcome Benefit
—
ICICI Bank
Annual Fee
₹500
Reward Rate
5X rewards on HPCL fuel spends
Welcome Benefit
—
Yes Bank
Annual Fee
₹10,000
Reward Rate
15 reward points per ₹200
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Amex Platinum Travel Credit CardAmerican Express · American Express | ICICI HPCL Coral Credit CardMastercard · ICICI Bank | Yes Bank YES First Exclusive Credit CardVisa · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | American Express | ICICI Bank | Yes Bank |
Card | |||
Annual fee | ₹5,000 | ₹500Best | ₹10,000 |
Joining fee | ₹5,000 | ₹500Best | ₹10,000 |
Reward rate | 5X rewards on travel; 1X on others | 5X rewards on HPCL fuel spends | 15 reward points per ₹200Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | American Express | Mastercard | Visa |
Best for | travel, premium, lounge-access | fuel | premium, rewards |
Apply |
American Express
5X rewards on travel; 1X on others — Best for travel · premium · lounge-access.
ICICI Bank
5X rewards on HPCL fuel spends — Best for fuel.
Yes Bank
15 reward points per ₹200 — Best for premium · rewards.
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