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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · AU Small Finance Bank
2X reward points on online spends; 1 RP per ₹100 on offline spends — Best for .
Annual fee
₹499

American Express · ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Annual fee
₹20,000

Visa · Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
Annual fee
₹1,000
AU Small Finance Bank
Annual Fee
₹499
Reward Rate
2X reward points on online spends; 1 RP per ₹100 on offline spends
Welcome Benefit
—
ICICI Bank
Annual Fee
₹20,000
Reward Rate
3 reward points per ₹100
Welcome Benefit
—
Jupiter (Federal Bank)
Annual Fee
₹1,000
Reward Rate
5X rewards on top categories
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Altura+ Credit CardVisa · AU Small Finance Bank | ICICI Bank Bvlgari Credit CardAmerican Express · ICICI Bank | Jupiter Prime Credit CardVisa · Jupiter (Federal Bank) |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | AU Small Finance Bank | ICICI Bank | Jupiter (Federal Bank) |
Card | |||
Annual fee | ₹499Best | ₹20,000 | ₹1,000 |
Joining fee | ₹90Best | ₹20,000 | ₹1,000 |
Reward rate | 2X reward points on online spends; 1 RP per ₹100 on offline spendsBest | 3 reward points per ₹100 | 5X rewards on top categories |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | American Express | Visa |
Best for | — | premium, luxury | rewards, premium |
Apply |
AU Small Finance Bank
2X reward points on online spends; 1 RP per ₹100 on offline spends — Best for .
ICICI Bank
3 reward points per ₹100 — Best for premium · luxury.
Jupiter (Federal Bank)
5X rewards on top categories — Best for rewards · premium.
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