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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
RuPay · AU Small Finance Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free
Mastercard · Axis Bank
2X rewards on dining — Best for dining.
Annual fee
₹750
Mastercard · RBL Bank
2X reward points per ₹100 — Best for rewards.
Annual fee
₹500
AU Small Finance Bank
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI
Welcome Benefit
—
Axis Bank
Annual Fee
₹750
Reward Rate
2X rewards on dining
Welcome Benefit
—
RBL Bank
Annual Fee
₹500
Reward Rate
2X reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU RuPay Credit CardRuPay · AU Small Finance Bank | Axis Aura Credit CardMastercard · Axis Bank | RBL Bank Platinum Plus Credit CardMastercard · RBL Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | AU Small Finance Bank | Axis Bank | RBL Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹750 | ₹500 |
Joining fee | ₹0Best | ₹750 | ₹500 |
Reward rate | 2X rewards on UPI | 2X rewards on dining | 2X reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | RuPay | Mastercard | Mastercard |
Best for | rewards, upi, lifetime-free | dining | rewards |
Apply |
AU Small Finance Bank
Lifetime free. 2X rewards on UPI — Best for rewards · upi · lifetime-free.
Axis Bank
2X rewards on dining — Best for dining.
RBL Bank
2X reward points per ₹100 — Best for rewards.
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