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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · AU Small Finance Bank
Up to 5 Reward Points per ₹100 on shopping, dining & travel — Best for .
Annual fee
₹2,000

Visa · Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
Annual fee
₹500

Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
AU Small Finance Bank
Annual Fee
₹2,000
Reward Rate
Up to 5 Reward Points per ₹100 on shopping, dining & travel
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
10% cashback on Swiggy
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Vetta Credit CardVisa · AU Small Finance Bank | Axis Swiggy Credit CardVisa · Axis Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | AU Small Finance Bank | Axis Bank | SBI Card |
Card | |||
Annual fee | ₹2,000 | ₹500Best | ₹1,500 |
Joining fee | ₹0Best | ₹500 | ₹1,500 |
Reward rate | Up to 5 Reward Points per ₹100 on shopping, dining & travelBest | 10% cashback on Swiggy | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | — | food-delivery, cashback | healthcare |
Apply |
AU Small Finance Bank
Up to 5 Reward Points per ₹100 on shopping, dining & travel — Best for .
Axis Bank
10% cashback on Swiggy — Best for food-delivery · cashback.
SBI Card
5X rewards on medical — Best for healthcare.
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