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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Visa · AU Small Finance Bank
Up to 5 Reward Points per ₹100 on shopping, dining & travel — Best for .
Annual fee
₹2,000

Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000

Mastercard · Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
Annual fee
₹500
AU Small Finance Bank
Annual Fee
₹2,000
Reward Rate
Up to 5 Reward Points per ₹100 on shopping, dining & travel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Yes Bank
Annual Fee
₹500
Reward Rate
3X rewards on entertainment & dining
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Vetta Credit CardVisa · AU Small Finance Bank | Standard Chartered Ultimate Credit CardVisa · Standard Chartered | Yes Bank Marvel Plus Credit CardMastercard · Yes Bank |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | AU Small Finance Bank | Standard Chartered | Yes Bank |
Card | |||
Annual fee | ₹2,000 | ₹5,000 | ₹500Best |
Joining fee | ₹0Best | ₹5,000 | ₹500 |
Reward rate | Up to 5 Reward Points per ₹100 on shopping, dining & travelBest | 5x on travel & dining; 1x others | 3X rewards on entertainment & dining |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Mastercard |
Best for | — | travel, dining, lounge-access | entertainment, dining |
Apply |
AU Small Finance Bank
Up to 5 Reward Points per ₹100 on shopping, dining & travel — Best for .
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Yes Bank
3X rewards on entertainment & dining — Best for entertainment · dining.
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