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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
Annual fee
₹3,000
Visa · Canara Bank
2 reward points per ₹100 — Best for rewards.
Annual fee
₹500
Visa · HDFC Bank
2 cashback points per ₹150 (1 point = ₹0.25) — Best for cashback · fuel.
Annual fee
₹500
AU Small Finance Bank
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
Welcome Benefit
—
Canara Bank
Annual Fee
₹500
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
HDFC Bank
Annual Fee
₹500
Reward Rate
2 cashback points per ₹150 (1 point = ₹0.25)
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Zenith Credit CardVisa · AU Small Finance Bank | Canara Bank Platinum Credit CardVisa · Canara Bank | HDFC Bank MoneyBack Credit CardVisa · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | AU Small Finance Bank | Canara Bank | HDFC Bank |
Card | |||
Annual fee | ₹3,000 | ₹500 | ₹500 |
Joining fee | ₹3,000 | ₹500 | ₹500 |
Reward rate | 5X on top merchants; 2X on others | 2 reward points per ₹100 | 2 cashback points per ₹150 (1 point = ₹0.25)Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Visa | Visa |
Best for | rewards, premium | rewards | cashback, fuel |
Apply |
AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
Canara Bank
2 reward points per ₹100 — Best for rewards.
HDFC Bank
2 cashback points per ₹150 (1 point = ₹0.25) — Best for cashback · fuel.
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