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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
Annual fee
₹3,000
Mastercard · RBL Bank
5X on dining & fuel — Best for dining · fuel.
Annual fee
₹1,000
Visa · Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
Annual fee
₹5,000
AU Small Finance Bank
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
Welcome Benefit
—
RBL Bank
Annual Fee
₹1,000
Reward Rate
5X on dining & fuel
Welcome Benefit
—
Standard Chartered
Annual Fee
₹5,000
Reward Rate
5x on travel & dining; 1x others
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Zenith Credit CardVisa · AU Small Finance Bank | RBL Bank Edge Credit CardMastercard · RBL Bank | Standard Chartered Ultimate Credit CardVisa · Standard Chartered |
|---|---|---|---|
Card image |  |  |  |
Provider | AU Small Finance Bank | RBL Bank | Standard Chartered |
Card | |||
Annual fee | ₹3,000 | ₹1,000Best | ₹5,000 |
Joining fee | ₹3,000 | ₹1,000Best | ₹5,000 |
Reward rate | 5X on top merchants; 2X on othersBest | 5X on dining & fuel | 5x on travel & dining; 1x others |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Visa |
Best for | rewards, premium | dining, fuel | travel, dining, lounge-access |
Apply |
AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
RBL Bank
5X on dining & fuel — Best for dining · fuel.
Standard Chartered
5x on travel & dining; 1x others — Best for travel · dining · lounge-access.
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