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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Visa · AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
Annual fee
₹3,000
Mastercard · RBL Bank
5X rewards on travel — Best for travel.
Annual fee
₹3,000
Mastercard · SBI Card
5 reward points per ₹100 — Best for rewards · premium.
Annual fee
₹2,999
AU Small Finance Bank
Annual Fee
₹3,000
Reward Rate
5X on top merchants; 2X on others
Welcome Benefit
—
RBL Bank
Annual Fee
₹3,000
Reward Rate
5X rewards on travel
Welcome Benefit
—
SBI Card
Annual Fee
₹2,999
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | AU Zenith Credit CardVisa · AU Small Finance Bank | RBL Bank World Safari Credit CardMastercard · RBL Bank | SBI Card PRIMEMastercard · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | AU Small Finance Bank | RBL Bank | SBI Card |
Card | |||
Annual fee | ₹3,000 | ₹3,000 | ₹2,999Best |
Joining fee | ₹3,000 | ₹3,000 | ₹2,999Best |
Reward rate | 5X on top merchants; 2X on others | 5X rewards on travel | 5 reward points per ₹100Best |
Welcome benefit | — | — | — |
Lifetime free | No | No | No |
Network | Visa | Mastercard | Mastercard |
Best for | rewards, premium | travel | rewards, premium |
Apply |
AU Small Finance Bank
5X on top merchants; 2X on others — Best for rewards · premium.
RBL Bank
5X rewards on travel — Best for travel.
SBI Card
5 reward points per ₹100 — Best for rewards · premium.
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