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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
Annual fee
Lifetime free
Visa · Axis Bank
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption) — Best for .
Annual fee
₹50,000
RuPay · Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
Annual fee
₹500
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
2% on bill pays; 1% on others
Welcome Benefit
—
Axis Bank
Annual Fee
₹50,000
Reward Rate
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption)
Welcome Benefit
—
Axis Bank
Annual Fee
₹500
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Ace Credit CardMastercard · Axis Bank | Axis Bank Burgundy Private Credit Card (The One Card)Visa · Axis Bank | Axis Bank RuPay Credit CardRuPay · Axis Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | Axis Bank |
Card | |||
Annual fee | Lifetime FreeBest | ₹50,000 | ₹500 |
Joining fee | ₹0Best | ₹50,000 | ₹500 |
Reward rate | 2% on bill pays; 1% on others | 15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption)Best | 2X rewards on UPI spends |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Mastercard | Visa | RuPay |
Best for | lifetime-free, cashback, bill-payments | — | rewards, upi |
Apply |
Axis Bank
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
Axis Bank
15 EDGE Reward Points per Rs 200 (effective 6% back via 5:4 redemption) — Best for .
Axis Bank
2X rewards on UPI spends — Best for rewards · upi.
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