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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
Annual fee
Lifetime free
Visa · IndusInd Bank
5 reward points per ₹100 — Best for premium.
Annual fee
₹12,500
Visa · SBI Card
5X rewards on medical — Best for healthcare.
Annual fee
₹1,500
Axis Bank
Annual Fee
Lifetime Free
Reward Rate
2% on bill pays; 1% on others
Welcome Benefit
—
IndusInd Bank
Annual Fee
₹12,500
Reward Rate
5 reward points per ₹100
Welcome Benefit
—
SBI Card
Annual Fee
₹1,500
Reward Rate
5X rewards on medical
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Ace Credit CardMastercard · Axis Bank | IndusInd Bank Pinnacle Credit CardVisa · IndusInd Bank | SBI Doctor's Credit CardVisa · SBI Card |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | IndusInd Bank | SBI Card |
Card | |||
Annual fee | Lifetime FreeBest | ₹12,500 | ₹1,500 |
Joining fee | ₹0Best | ₹12,500 | ₹1,500 |
Reward rate | 2% on bill pays; 1% on others | 5 reward points per ₹100Best | 5X rewards on medical |
Welcome benefit | — | — | — |
Lifetime free | YesBest | No | No |
Network | Mastercard | Visa | Visa |
Best for | lifetime-free, cashback, bill-payments | premium | healthcare |
Apply |
Axis Bank
Lifetime free. 2% on bill pays; 1% on others — Best for lifetime-free · cashback · bill-payments.
IndusInd Bank
5 reward points per ₹100 — Best for premium.
SBI Card
5X rewards on medical — Best for healthcare.
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