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3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Annual fee
₹5,000
Mastercard · Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Annual fee
₹50,000
Visa · Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
Annual fee
Lifetime free
Axis Bank
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Axis Bank
Annual Fee
₹50,000
Reward Rate
15X reward points on all spends
Welcome Benefit
—
Canara Bank
Annual Fee
Lifetime Free
Reward Rate
2 reward points per ₹100
Welcome Benefit
—
Side by side
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | Axis Reserve Credit CardMastercard · Axis Bank | Canara Bank Maha Shakti Credit CardVisa · Canara Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Axis Bank | Canara Bank |
Card | |||
Annual fee | ₹5,000 | ₹50,000 | Lifetime FreeBest |
Joining fee | ₹5,000 | ₹50,000 | ₹0Best |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhereBest | 15X reward points on all spends | 2 reward points per ₹100 |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | — |
Lifetime free | No | No | YesBest |
Network | Mastercard | Mastercard | Visa |
Best for | travel, miles | premium, super-premium | lifetime-free, rewards |
Apply |
Axis Bank
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year
Axis Bank
15X reward points on all spends — Best for premium · super-premium.
Canara Bank
Lifetime free. 2 reward points per ₹100 — Best for lifetime-free · rewards.
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