Compare: Axis Atlas Credit Card vs BOBCARD Prime Credit Card vs HDFC Bank Regalia Gold Credit Card
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Annual fee
₹5,000
Visa · Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
Annual fee
Lifetime free
Mastercard · HDFC Bank
HDFC Bank Regalia Gold Credit Card
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Annual fee
₹2,500
Quick Comparison
Axis Bank
Axis Atlas Credit Card
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Bank of Baroda
BOBCARD Prime Credit Card
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card)
Welcome Benefit
—
HDFC Bank
HDFC Bank Regalia Gold Credit Card
Annual Fee
₹2,500
Reward Rate
4 reward points per ₹150
Welcome Benefit
—
Side by side
Detailed Comparison
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | BOBCARD Prime Credit CardVisa · Bank of Baroda | HDFC Bank Regalia Gold Credit CardMastercard · HDFC Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | HDFC Bank |
Card | |||
Annual fee | ₹5,000 | Lifetime FreeBest | ₹2,500 |
Joining fee | ₹5,000 | ₹0Best | ₹2,500 |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhereBest | 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card) | 4 reward points per ₹150 |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | — |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Mastercard |
Best for | travel, miles | — | travel, lounge-access, premium |
Apply |
Reviews
Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
HDFC Bank
HDFC Bank Regalia Gold Credit Card
4 reward points per ₹150 — Best for travel · lounge-access · premium.
Related Guides
Browse buying guides & how-tos
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
See more head-to-head comparisons
Compare any two cards side-by-side across 140+ issuers.