Compare: Axis Atlas Credit Card vs BOBCARD Prime Credit Card vs Kotak RuPay Credit Card
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.
Mastercard · Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Annual fee
₹5,000
Visa · Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
Annual fee
Lifetime free
Visa · Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Annual fee
Lifetime free
Quick Comparison
Axis Bank
Axis Atlas Credit Card
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Bank of Baroda
BOBCARD Prime Credit Card
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card)
Welcome Benefit
—
Kotak Mahindra Bank
Kotak RuPay Credit Card
Annual Fee
Lifetime Free
Reward Rate
2X rewards on UPI spends
Welcome Benefit
—
Side by side
Detailed Comparison
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | BOBCARD Prime Credit CardVisa · Bank of Baroda | Kotak RuPay Credit CardVisa · Kotak Mahindra Bank |
|---|---|---|---|
Card image |  |  |  |
Provider | Axis Bank | Bank of Baroda | Kotak Mahindra Bank |
Card | |||
Annual fee | ₹5,000 | Lifetime Free | Lifetime Free |
Joining fee | ₹5,000 | ₹0 | ₹0 |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhereBest | 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card) | 2X rewards on UPI spends |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | — |
Lifetime free | No | Yes | Yes |
Network | Mastercard | Visa | Visa |
Best for | travel, miles | — | rewards, upi, lifetime-free |
Apply | Apply for Kotak Mahindra BankPartner disclosure: FinWiz24 may earn a commission if you apply.Partner |
Reviews
Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
Kotak Mahindra Bank
Kotak RuPay Credit Card
Lifetime free. 2X rewards on UPI spends — Best for rewards · upi · lifetime-free.
Related Guides
Browse buying guides & how-tos
In-depth guides on rewards, lounge access, forex and more.
Related Comparisons
See more head-to-head comparisons
Compare any two cards side-by-side across 140+ issuers.