Compare: Axis Atlas Credit Card vs BOBCARD Prime Credit Card vs IndiGo SBI Card ELITE
3 premium Indian credit cards, side by side. Winner in each row is highlighted in yellow.

Mastercard · Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Annual fee
₹5,000

Visa · Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
Annual fee
Lifetime free

Visa · SBI Card
IndiGo SBI Card ELITE
5,000 IndiGo BluChips & 6E Eats voucher — Best for airlines · travel · premium.
Annual fee
₹4,500
Quick Comparison
Axis Bank
Axis Atlas Credit Card
Annual Fee
₹5,000
Reward Rate
5 EDGE miles per ₹100 on travel; 2 elsewhere
Welcome Benefit
5,000 EDGE Miles on first txn within 30 days
Bank of Baroda
BOBCARD Prime Credit Card
Annual Fee
Lifetime Free
Reward Rate
2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card)
Welcome Benefit
—
SBI Card
IndiGo SBI Card ELITE
Annual Fee
₹4,500
Reward Rate
5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainment
Welcome Benefit
Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher
Side by side
Detailed Comparison
Every fee, reward and benefit in one place — the winning card in each row is marked with a check.
CategoryFeature | Axis Atlas Credit CardMastercard · Axis Bank | BOBCARD Prime Credit CardVisa · Bank of Baroda | IndiGo SBI Card ELITEVisa · SBI Card |
|---|---|---|---|
Card image | ![]() | ![]() | ![]() |
Provider | Axis Bank | Bank of Baroda | SBI Card |
Card | |||
Annual fee | ₹5,000 | Lifetime FreeBest | ₹4,500 |
Joining fee | ₹5,000 | ₹0Best | ₹4,500 |
Reward rate | 5 EDGE miles per ₹100 on travel; 2 elsewhere | 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card) | 5 IndiGo BluChips per ₹100 on IndiGo transactions; 2 BluChips per ₹100 on dining, grocery, entertainmentBest |
Welcome benefit | 5,000 EDGE Miles on first txn within 30 days | — | Welcome gift of 5,000 IndiGo BluChips + 6E Eats voucher |
Lifetime free | No | YesBest | No |
Network | Mastercard | Visa | Visa |
Best for | travel, miles | — | airlines, travel, premium |
Apply |
Reviews
Axis Bank
Axis Atlas Credit Card
5 EDGE Miles per ₹100 on travel via SmartHub; 2 elsewhere — 8+8 lounge visits per year — Best for travel · miles.
Bank of Baroda
BOBCARD Prime Credit Card
Lifetime free. 2 Reward Points per ₹100 on all eligible categories (no accelerated category on this card).
SBI Card
IndiGo SBI Card ELITE
5,000 IndiGo BluChips & 6E Eats voucher — Best for airlines · travel · premium.
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